How to avoid Christmas debt overload
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How to avoid Christmas debt overload
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by: Rose Lenk
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| The Christmas season is truly the season of giving. There is no other time of the year when people’s hearts are as open or their hands are as freely generous as they are during the Christmas holiday. I mean, even our favorite Christmas motto states, “It is better to give than to receive.” While giving does fill your heart with joy and help those who are less fortunate than us, many have taken this motto to extremes when it comes to buying Christmas presents for their children, spouses and other family members. It is not uncommon for families to run up tremendous high-interest credit card debt to buy their children elaborate and expensive gifts such as computers, stereos and designer clothes as Christmas gifts. Just take a look at the commercials that air constantly during the Christmas season. They all have one goal in mind: to motivate you to spend as much money as you can during the holidays. I can remember one commercial in particular that advertised a leading high-end car manufacturer. The husband opened up his gift from his lovely wife to reveal a set of keys. When he went outside to look in the drive, there was a very expensive, sleek and seductive sports car. Seriously, who has been good enough all year to deserve a $50,000 luxury sports car? But the message is clear, give the very best. The same angle is used on men when it comes to buying expensive jewelry for their wives. It’s never ending. Now, I’m not saying that advertisers are to blame for our ballooning Christmas debt. They are simply armed with the knowledge that more consumer spending takes place during the holidays, and they want a piece of the pie. The fault then lies with our own inability to curb our holiday spending. It seems that even if we do not have the money to finance a lavish Christmas, we will still purchase one using our high-interest credit cards and worry about paying it off later. And worry we do. If this scenario sounds familiar, it doesn’t have to be that way yet again this Christmas. You can take a few simple steps to alleviate Christmas debt altogether. Here’s how: · Spread your holiday spending throughout the year. If you’re one of those people who love to lavish your family members with expensive gifts during the Christmas season and you don’t want to stop the practice, you can avoid a debt hangover by spreading your purchases throughout the year instead of all at once a few weeks before Christmas. · Set a holiday budget. Decide what you can reasonably afford to spend during the holidays and do not go above that amount even if it means sacrificing gifts along the way. · Buy only for those closest to you. Contrary to what you might believe, you do not need to buy gifts for all 27 of your nieces and nephews. Buy for those in your household first, and then, if you have any left over, buy for those closest to you. You should also avoid buying for everyone at work. Just because someone buys for you that does not mean that you need to return the favor. Simply send a Thank You card and remember to put them on your Christmas card list. · Remember that the best gifts come from the heart and not the department store. Likely many in your family would enjoy spending more time with you during the holiday season instead of watching you run from store to store trying to find the perfect gifts. Why not opt to spend more time together this year and keep gift giving to a minimum? · Homemade gifts mean more and are less expensive. Wouldn’t it warm your heart to know that your beloved Aunt or Grandma baked your favorite Christmas treat especially for you? You wouldn’t have to know that yours was just a sampling of a large batch that she also distributed to her beautician, neighbors and friends. It didn’t cost her much money, and it won’t cost you much either to do the same for your friends. So, before you get caught up in the frenzy of Christmas consumer spending, take a moment to reflect on what is most important to you and your family during the holiday season. About the author: By Rose Lenk For more christmas information visit http://www.holidayprize.com Circulated by Article Emporium |
SANTA CLAUS IS COMING TO TOWN
Welcome to Santa’s Site
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Christmas
Christmas
BY NIKKO NACION
In a thousand different ways, people join together every year to celebrate Christmas with their own uniqe customs and traditions.
Christmas is an annual holiday that celebrates the birth of Jesus. Christmas festivities often combine the commemoration of Jesus' birth with various secular customs, many of which have been influenced by earlier winter festivals. The date as a birthdate for Jesus is traditional, and is not considered to be his actual date of birth.
In most places around the world, Christmas Day is celebrated on December 25. Christmas Eve is the preceding day, December 24. In the United Kingdom and many countries of the Commonwealth, Boxing Day is the following day, December 26. In Catholic countries, Saint Stephen's Day or the Feast of St. Stephen is December 26. The Armenian Apostolic Church observes Christmas on January 6. Eastern Orthodox Churches that still use the Julian Calendar celebrate Christmas on the Julian version of 25 December, which is January 7 on the more widely used Gregorian calendar, because the two calendars are now 13 days apart. (Armenians who use the Julian Calendar celebrate Christmas on the Julian version of Jan. 6, which is Jan. 19 on the Gregorian calendar.)
The word "Christmas" is a contraction of two words "Christ's mass" and is derived from the Middle English Christemasse and Old English Cristes mæsse, a phrase first recorded in 1038. In early Greek versions of the New Testament, the letter Χ (chi), is the first letter of Christ (Χριστός). Since the mid-16th century Χ, or the similar Roman letter X, was used as an abbreviation for Christ. Thus, Xmas is an abbreviation for Christmas.
After the conversion of Anglo-Saxons in England from their indigenous Anglo-Saxon polytheism (a form of Germanic paganism) in the very early 7th century, Christmas was called geol, which was the name of the native Germanic pre-Christian solstice festival that fell on that date. From geol, the current English word Yule is derived. Many customs associated with modern Christmas were derived from Germanic paganism.
The prominence of Christmas Day increased gradually after Charlemagne was crowned on Christmas Day in 800. Around the 12th century, the remnants of the former Saturnalian traditions of the Romans were transferred to the Twelve Days of Christmas (26 December - 6 January). Christmas during the Middle Ages was a public festival, incorporating ivy, holly, and other evergreens, as well as gift-giving.
Modern traditions have come to include the display of Nativity scenes, Holly and Christmas trees, the exchange of gifts and cards, and the arrival of Father Christmas or Santa Claus on Christmas Eve or Christmas morning. Popular Christmas themes include the promotion of goodwill and peace.
Christmas Gifts Advice
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Christmas Gifts Advice
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by: Chris Unsworth
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| Yes its that time of year again. So what's your plan this year? Where you just going to leave it to the last minute again and compete with the rest of the country for the last few items on the shelves come Christmas Eve? I know that with this little guide you can help save yourself from a lot of stress this Christmas so take a few minutes to read on. 1) Its always best to make a start with a list of people you want to buy presents for. Do not feel pressured into buying big gifts for everyone. As the old saying goes 'its the thought that counts' so you can just buy small gifts for some people. Lots of family members come to an agreement prior to Christmas not to exchange gifts. If money is maybe a bit tight for you this year then maybe you should consider this option. 2) Work out your budget. How much do you want to spend in total this Christmas on gifts. Don't forget things like wrapping paper and cards. Take that figure and divide it into amounts you'd like to spend on each person on your list. 3) Be strict with your budget! I've made this a separate point as its so easy to get carried away when your in the shops and spend much more than you intended on your Christmas presents. I know as I've been there myself. 4) To make your Christmas gifts a success its always best to ask the main people you will be spending money on what they would actually like. Likewise make a list of things you would like to receive so you can give people options of things to buy you. 5) Thanks to the advent of the internet you can now buy many of your Christmas presents online. This can save time, effort and money. Certain gifts you might not find on the internet, but its always a good starting point. 6) Now the hardest bit. Going to the shops. Some people may enjoy this, many find the Christmas shopping experience a nightmare. Going early is the keyword. If you don't manage to go earlier in the year than December then at least go early in the morning. You'll beat the main crowds if you can be in the shops when they open then home for lunch. So all that's left now is just to wrap those gifts and enjoy Christmas. Oh and one last tip. If you can get to the shops in the January sales this is a great time to buy everything for next Christmas. Merry Christmas About the author: Chris Unsworth writes articles for http://www.christmasgiftsadvice.com Circulated by Article Emporium |
It's Not Just About Christmas Trees and Christmas Gifts
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It's Not Just About Christmas Trees and Christmas Gifts
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by: David Arnold Livingston
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| Let kids tell you what they think of Christmas and they will speak of images full of snow, caroling, putting up Christmas tree ornaments, Christmas gifts and the irresistible magic and wonderment. For everyone else, Christmas is a whole 30 days (even more for some) of headaches and stress. This doesn't have to be so. Who says you can't enjoy the yuletide season like kids can? This article will give you a few tips on how to celebrate Christmas with less of the stress and more of the ho, ho, holiday fun. I bet you've heard this a gazillion times, but I guess once more doesn't hurt until you take it to heart: do your Christmas shopping early. Beat the mad rush and escape your kid's heartbreak when you find out that the very last (insert name of their wanted toy] that sells like hotcakes here) has been won in a duel by another overzealous parent. So Shop early and avoid the scuffle. And no, Christmas doesn't mean you have to be a Stepford wife whipping up delicious Christmas goodies from scratch. Doing this will definitely eat up time on your hands to actually enjoy the things you cooked or baked. Order your food ready-made, pop it in the oven for a few minutes, and no one will ever know. It's your little secret, everyone's happy, and Christmas will be full of merrymaking from then on. If you need help with your holiday preparations, then by all means, ask for it. Is Christmas not a season of goodwill to all men? (And Women?) More often than not, you will come out with better relationships, a long overdue chat, or discovering kindred hearts. There's no better time of the year. Learn to let loose and let the small things go. Trust me, no one will care about whether the food's a little late as long as they're enjoying each other's company. Hey, it's Christmas. In fact, you might get carried away by the excellent time spent with each other yourself. Just don't forget, there's still food cooking back in the kitchen. I mean, Christmas will cause you to be a little more cheerful and forgiving than most other days. Your guests are really there for the joy of your company - not just for the food. K.I.S.S. works real well. In other words, keep it simple, sweetheart. Sure, your guests will no doubt be impressed by excellent Christmas decorations, but the whole point of Christmas is to enjoy each other, and pretty soon, after some interesting conversations, they won't even notice the Christmas tree is not a real tree. Don't go overboard on the decorations and preparations. Simple pine-tree scented candles can do wonders to your Christmas-inspired ambience. Lastly, keep in mind what Christmas is all about, it's all about giving and caring, it's all about the season of happiness and delight, it's all about magic in the winter air. It's about innocent kids secretly staying up all night so they may have a glimpse of Santa and his reindeer. Remembering what this season is all about will keep you from going overboard and from going crazy with endless preparation. Christmas is about each other, not about competition. It's the memories of each other that last in our minds, not the Christmas decorations. About the author: David Arnold Livingston enjoys shopping online for gifts and recommends as a Christmas gifts resource: http://www.rechristmas.com/ Circulated by Article Emporium http://adsense.en101.cz/christmas/ |
Music for the Christmas Holidays
Music for the Christmas Holidays
by: Tony Wiseman
In our multi-cultural societies today the run up to Christmas is experienced in many different ways. The commercial version pioneered by Coca Cola's magazine advertisements which established the red suited Santa Claus image, washes over us all through the TV advertisements and the decorations in the High Streets and shopping Malls. They built on and reinforced the Victorian version of Christmas celebrations which was dramatised by Charles Dickens in 'A Christmas Carol' which established many of the associated food and garland rituals in the public imagination - and helped Coca Cola promote their winter beverage sales. Much of this is accompanied by 'seasonal' music in the form of carols and hymns - often coral arrangements but sometimes instrumental - especially brass bands and the dreaded sentimental Christmas pop songs.
Music is often a subtle way of getting under the radar and evoking emotional responses from our subconscious. The commercial focus on Christmas seeks to convert these feelings into purchases - sometimes in crude direct appeals to consume but often in a more indirect atmospheric ways. While the committed Christians concentrate on re-telling the Christmas story through as many media as possible, including music - using the Advent season to recharge their spiritual batteries and encourage others to join them. Their tunes and some times even the words are often hijacked by those who wish to evoke a warm hearted relaxed atmosphere for the sale of their particular goods.
Much of this activity assumes a common Christian heritage and must strike those who do not share that background very oddly, not to mention the truly seasonal issues for those in the Southern Hemisphere who celebrate Christmas in mid summer rather than the deep mid winter. There is also the rival celebration of New Year which is a predominantly secular affair with a very limited musical repertoire - mostly of Scottish origin for some reason and this eclipses Christmas in many countries. Christians adopted the pagan Winter Solstice celebrations as part of their missionary progress but those ties were loosened by the reformation and the French, American and Russian Revolutions amongst others.
The seasonal hit at Download2MP3.com is Tchaikovsky's Nutcracker Suite with its Sugar Plum Fairy which fits neatly into the Victorian Christmas story telling context. While Debussy's Children's Corner with it's 'The Snow is Dancing' (Northern Hemisphere Christmas/Mid Winter associations) is another favourite and forms the backbone of our Children's Classics Collection which includes several of our shorter and lower priced recordings. Other beneficaiaries include our instrumental versions of the Hallelujah Chorus from Handel's Messiah and Gounod's Ave Maria
Recordings like these are an ideal way to personalize those iPod or MP3 player gifts for a few dollars more - perhaps introducing children to the classics in an accessible, amusing and memorable way.
http://adsense.en101.cz/christmas/
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